.bg-page {
    background:url(../html_images/bg-page.jpg);
    background-repeat:repeat-x;
    background-color:#023F7E;
    }
.bg-body {
    background:url(../html_images/bg-body-repeat.gif);
    background-repeat:repeat-y;
    background-color:#ffffff;
    }
.bg-menu {
    background:url(../html_images/i-bg-menu.jpg);
    background-repeat:no-repeat;
    background-color:#ffffff;
    }
.bg-footer {
    background:url(../html_images/i-footer.jpg);
    background-repeat:no-repeat;
    background-color:#C41130;
    }
.nav
    {
    font-family:Arial;
    font-size:13px;
    color:#00344E;
    font-weight:bold;
    line-height:1.0;
    display:block;
    text-transform: uppercase;
    margin:20px 30px 10px 20px;
    }
        .nav a:link 
            { 
            color: #00344E;
            text-decoration: none;
            }
        .nav a:visited 
            { 
            color: #00344E; 
            text-decoration: none;
            }
        .nav a:hover 
            { 
            color: #C41130;
            text-decoration: none;
            }
        .navon
            {
            font-family:Arial;
            font-size:13px;
            color:#C41130;
            font-weight:bold;
            line-height:1.0;
            display:block;
            text-transform: uppercase;
            margin:20px 30px 10px 20px;
            }
.title1
    {
    font-family:Verdana;
    font-size:20px;
    color:#C41130;
    font-weight:normal;
    margin-top:20px;
    }
.body
    {
    font-family:Verdana;
    font-size:14px;
    color:#00344E;
    font-weight:normal;
    margin:20px;
    }
        .body a:link 
            { 
            color: #993300;
            text-decoration: underline;
            font-weight: normal;
            font-size: 100%
            }
        .body a:visited 
            { 
            color: #993300; 
            text-decoration: underline;
            font-weight: normal;
            font-size: 100%
            }
        .body a:hover 
            { 
            color: #000000;
            text-decoration: none;
            font-weight: normal;
            font-size: 100%
            }
.footer
    {
    font-family:arial;
    font-size:12px;
    color:#CCCCCC;
    font-weight:normal;
    paddng:0px;
    text-align:center;
    }
        .footer a:link 
            { 
            color: #CCCCCC;
            text-decoration: underline;
            font-weight: normal;
            font-size: 100%
            }
        .footer a:visited 
            { 
            color: #CCCCCC; 
            text-decoration: underline;
            font-weight: normal;
            font-size: 100%
            }
        .footer a:hover 
            { 
            color: #ffffff;
            text-decoration: none;
            font-weight: normal;
            font-size: 100%
            }